How do i find my deceased husbands social security number
Offer is good through May Full retirement age is currently 66 but is gradually increasing to 67 over the next several years. Otherwise, you will need to apply for survivor benefits by phone at or in person at your local Social Security office. We will update this article when the field offices reopen. In most cases, a widow or widower qualifies for survivor benefits if he or she is at least 60 and had been married to the deceased for at least nine months at the time of death.SEE VIDEO BY TOPIC: Social Security Survivors Benefits (What you need to know)
SEE VIDEO BY TOPIC: AF-030: Researching the Social Security Death Benefit Records - Genealogy Gold PodcastContent:
U.S. Social Security Records for Genealogists
She has several certificates of deposit at a local bank as well as savings accounts and a checking account. She has not filed taxes for the last 10 years or so based on advice from a tax advisor at her senior center.
Where do we start to try to correct this, or do we even need to do anything? I tried e-mailing the Social Security Administration last week, but have not heard from them. Can you point us in the right direction? Next, he wanted to assure you that your mom actually may be using the right number for Social Security and Medicare purposes. Q: I am the co-signer of some student loans for my son.
He has made some late payments but I have never been notified or asked to make a payment. Thus I was surprised to see the lender, Sallie Mae, dinging me on a recent credit report. Is this right? How long will that stay on my record? Anything I can do?
First, though, the question must be asked: What did you think you were doing when you co-signed the loans? That means the lender is looking to you to make good if the borrower flakes. Late payments are among the kinds of negative items that can stay on your credit report for up to seven years.
The further behind he gets, the worse the effect on your credit rating. So, on to your options. If this is a Sallie Mae Signature Loan, your son could apply to have you removed as a co-signer -- but only after he makes 24 on-time monthly payments, and only if his credit is decent when he makes the application.
If worse comes to worst, you may need to take over the payments just to protect your credit rating. My credit score is excellent. Any advice you have would be appreciated. Tapping all your home equity is a serious mistake. If home prices decline, you could find yourself trapped with loans that exceed the value of your house.
If you had to sell, you either would have to pay the difference to the bank or wind up with a trashed credit rating. Finally, borrowing money to put in savings is a tad ridiculous. If you need some advice on how to cut costs, check out the Dollar Stretcher Web site at www. Questions can be sent to her at asklizweston hotmail.
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Widow Can Use Husband’s Social Security Number
Why Zacks? Learn to Be a Better Investor. Forgot Password. Although many modern marriages end in divorce, the relationship with a former spouse can live on in the eyes of the Social Security Administration.
The loss of a spouse is painful enough, and then you have to deal with the financial impact. Upon the death of a spouse, you are eligible for a monthly Social Security survivor benefit as long as you have been married for at least nine months. You can collect a Social Security survivor benefit as early as age 60 or as early as 50 if you are disabled. This is age 66 for people born in and will gradually increase to age 67 for people born in or later. Full retirement age, or FRA, to qualify for survivor benefits uses a different date of birth table than full retirement age to qualify for your retirement benefit.
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If this is your first time registering, please check your inbox for more information about the benefits of your Forbes account and what you can do next! In general, if you are caring for a child who is under 16 or disabled, you are eligible to receive benefits for that child no matter what age you are. Back to spouses and ex-spouses and survivor benefits. My advice is always be proactive and contact Social Security as soon as possible after your spouse passes away as benefits will only start once you apply. Survivor benefits are considered separate from your own retirement benefit, are flexible and paid for the rest of your life. As I mentioned before, survivor benefits are more flexible. You can coordinate your worker benefit and the survivor benefit to your advantage. Assuming you are eligible, you should always consider taking either your own worker benefit or the survivor benefit as soon as possible. You can then later choose to switch to the other benefit.
Social Security Survivor Benefits for Divorced Spouses
The Social Security Administration will calculate each benefit for you, and you will receive whichever is the higher amount. You do not receive both benefits. You can start collecting benefits if your ex-spouse is 62 or older and you have been divorced for two or more years. If he should die before you, you can receive his full retirement benefit.
Your funeral director is helping the Social Security office by giving you this information about Social Security benefits. If the deceased was receiving benefits you need to contact us to report the death. If you think you may be eligible for survivor benefits, you should contact us to apply.
How does Social Security work when a spouse dies?
Offer is good through May If the survivor benefit is higher, Social Security pays the retirement benefit first and tops it up to match the amount of the survivor benefit. You are entitled to:.
Visit Coronavirus. These benefits are paid to the divorced spouse of a deceased worker who had earned enough work credits. If you would like to find out if you may be eligible for any of Social Security's benefit programs, use the U. Once you have completed the eligibility screening questionnaire, you will be provided with a list of benefits for which you may be eligible. Print this page for your records before going to the application site.
When My Spouse Dies, What Will I Get From Social Security?
She has several certificates of deposit at a local bank as well as savings accounts and a checking account. She has not filed taxes for the last 10 years or so based on advice from a tax advisor at her senior center. Where do we start to try to correct this, or do we even need to do anything? I tried e-mailing the Social Security Administration last week, but have not heard from them. Can you point us in the right direction? Next, he wanted to assure you that your mom actually may be using the right number for Social Security and Medicare purposes.
An appointment is not required, but if you call ahead and schedule one, it may reduce the time you spend waiting to apply. We accept photocopies of W-2 forms, self-employment tax returns or medical documents, but we must see the original of most other documents, such as your birth certificate. We will return them to you. Do not delay filing your claim just because you do not have all the documents. We will help you get them.